NeoFQ is a next-generation AI platform built to quantify and optimize an individual’s Financial Quotient (FQ)—a new metric that goes beyond credit scores to evaluate real-world financial decision-making, risk behavior, and capital efficiency. Designed for investors, traders, and financially active users, NeoFQ analyzes transaction data, trading behavior, savings patterns, debt positioning, and portfolio composition to generate a dynamic, real-time FQ score. The platform integrates AI-driven recommendations, behavioral finance insights, and gamified milestones to help users sharpen their risk-reward profile, improve capital deployment, and avoid cognitive biases in both personal and trading contexts. Whether used for personal performance benchmarking or as a tool to attract capital, NeoFQ is designed to serve as a financial intelligence layer for the modern investor.